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Rates & Calculators 

Today’s Rates

Home Purchase *

30 yr.  Rate  4.375%        APR  4.983%

15 yr.  Rate  3.750%        APR  4.275%

Please contact one of our following loan originators at 288-5626 or by e-mail for more information:

               Karen Riccelli Ext. 211  kriccelli@neighborhoodfinance.org  
               Joni Norman Ext. 209  jnorman@neighborhoodfinance.org  
             

Home Improvement **

10 yr.  Rate  4.750%        APR  5.675% 

Other home purchase and home improvement lending rates are available.  Please contact one of our following loan originators at 288-5626 or by e-mail:

               Karen Riccelli Ext. 211  kriccelli@neighborhoodfinance.org  
               Joni Norman Ext. 209  jnorman@neighborhoodfinance.org  

Calculators:

PLEASE NOTE:  Neighborhood Finance Corporation is searching for calculators to best suit your needs, and do not promote any particular lender.  We hope to find calculator links soon.  We apologize for any inconvenience this may cause you, and encourage you to call or email any of our loan originators to inquire about monthly mortgage payments.  Thank you. 

 *30 & 15 year conventional rates.  The annual percentage rate (APR) above is based on a loan amount of $100,000 with a 5% downpayment, a 1% origination fee, private mortgage insurance and common and customary closing costs.  The monthly principal & interest payment for a 30 year loan would be $499.29.  The monthly principal & interest payment for a 15 year loan would be $727.22.

Please consult a tax advisor regarding the deductibility of interest. 

**10 year conventional rate.  The APR is based on a loan amount of $10,000 for 10 years with fees of $415.50.  The monthly principal and interest for a 10 year loan would be $104.85.

Please consult a tax advisor regarding the deductibility of interest.     

All rates, terms and conditions are subject to change without notice.