LIFT

Neighborhood Finance Corporation (NFC) is proud to be part of the NeighborhoodLIFT program in collaboration with Wells Fargo and NeighborWorks® America. Discover the possibilities of homeownership and find out if it’s right for you!

ALL NEIGHBORHOODLIFT DOWN PAYMENT ASSISTANCE FUNDS WERE RESERVED AT THE SEPTEMBER 28-29 EVENT AND ADDITIONAL FUNDS ARE CURRENTLY NOT AVAILABLE.

NeighborhoodLIFT Program Information

  • Provides eligible homebuyers with $15,000 in down payment assistance on qualified properties ($17,500 for veterans and service members, teachers, paraprofessionals, law enforcement officers, firefighters and emergency medical technicians)
  • Provides homebuyer education that will prepare you for finding and financing a home and for managing the financial responsibilities of homeownership
  • Assistance is not limited to first-time buyers
  • Borrowers’ annual income in combination with household size must be at or below the income limits set for the program in Des Moines-Polk County.  View Income Limits View First Responder, Military & Teacher Benefit Information Here
  • Available through an approved lender.
  • Properties qualified for the program must be:

1. Located in Polk County. 
2. The primary, owner-occupied home of the buyer(s)
3. A single-family home (attached or detached), 2-4 unit home, condominium, townhome, PUD, co-op, land trust or qualified manufactured home

NOTE: CLOSINGS MAY TAKE PLACE A MINIMUM OF 21 DAYS AFTER ATTENDING YOUR ELIGIBILITY APPOINTMENT WITH NEIGHBORHOOD FINANCE CORPORATION.  IF YOU ARE SIGNING A PURCHASE AGEEMENT PLEASE CONSULT THE ONLINE CALENDAR FOR AVAILABILITY PRIOR TO SETTING YOUR CLOSING DATE.  PLEASE CONSULT WITH YOUR REALTOR REGARDING THIS EXPECTATION/TIMELINE. 

 

For more information, please see our FAQ page.

For more information on NFC LIFT call 515-273-1355 or email LIFT@neighborhoodfinance.org.