Invest DSM
Place-based investment partner for select Des Moines neighborhoods
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How Invest DSM Works with NFC
Why Homeowners Should Check Invest DSM First
Loan originators often review Invest DSM eligibility before structuring an NFC loan because:
- Homeowners may qualify for more total funding when Invest DSM is layered with NFC financing.
- Invest DSM can help homeowners who don’t yet have equity, because NFC can lend up to 95% of the after-improved value.
- When taxpayer dollars are used for loan forgiveness, NFC can clearly document how funds were invested in the home — not in program administration.
Invest DSM programs support a wide range of home improvements that strengthen neighborhood stability and long‑term comfort. Funding can be used for home improvement projects, energy‑efficiency upgrades, comfort‑focused renovations, and even refinancing or improvement loans behind an existing mortgage. These investments are designed to help homeowners modernize older homes, address needed repairs, and improve overall livability.
When paired with NFC financing, Invest DSM funding may provide upfront forgiveness, reducing the amount a homeowner needs to borrow and making improvement projects more accessible.