Neighborhood Finance Corporation

Realtor Resources

Realtor Tools and Programs to Support Your Buyers

NFC partners with realtors across Polk County and in Cedar Rapids to help buyers understand lending areas, eligibility, and financing options that make homeownership more affordable. Whether your clients are purchasing an older home, exploring renovation financing, or seeking down payment support, NFC offers flexible programs that help buyers move forward with confidence.

Marketing Tools Available

  • Yard signs are available to complement your own. Call our offices today to request one.
  • Informational brochures that can be used with clients or to complement the home’s feature sheet
  • Pre-approval for your clients
  • Presentations on NFC programs and series to your office and other agents. Contact us to schedule one today.
  • Handouts with more information on programs and benefits of NFC Loans.

Down Payment and Purchase Support Programs

Help buyers reduce upfront costs and strengthen offers by getting to know more about these options.

Down Payment Assistance
Support that does not require repayment until the home is sold or there is a refinance. NFC helps buyers reduce upfront costs and strengthen purchasing power

Forgivable Renovation Assistance to Address Repairs
Low cost financing options that help cover down payment or closing costs for eligible buyers. NFC’s Purchase Loan includes an additional forgivable loan up to $15,000 for renovations.

Partner Programs
NFC collaborates with local organizations to expand down payment support for qualifying buyers. These programs help buyers access additional resources that complement NFC’s core loan products.

FHLB Home$tart is a federally funded down payment assistance program for income qualified buyers. Home$tart provides forgivable support that can be paired with NFC’s purchase financing, subject to availability and federal guidelines.

Invest DSM
In designated Invest DSM target neighborhoods, homeowners may qualify for additional incentives that support renovation, modernization, and long term neighborhood stability. Realtors working in these areas can help buyers explore layered financing options that strengthen offers and support improvement plans.

Energy Advantage Programs Overview

Help Buyers Modernize Older Homes and Reduce Energy Costs

Many homes in NFC lending areas benefit from energy smart upgrades that improve comfort and reduce long term utility costs. NFC’s Energy Advantage Programs give buyers a clear path to completing these improvements with little or no upfront cost.

Energy Advantage Programs help buyers feel confident purchasing older homes by reducing concerns about draftiness, aging systems, or high utility costs. Realtors can use these programs to position older homes as upgrade ready opportunities and guide buyers toward financing that supports comfort, modernization, and long term affordability.

What's Next For Your Buyer?

Please Note

Neighborhood Finance Corporation does not make any guarantee that the potential borrower will qualify for a mortgage based on any balances or calculations input to any of the calculators. To prequalify for a mortgage, the potential borrower must complete the prequalification form and bring it and the appropriate supporting documents to NFC.  A loan originator will review the potential borrower's materials and request a credit report. Using all of these documents, and possibly others, the loan originator will determine the potential borrower's loan eligibility.