Homebuyers receiving a $10,500 Project Reinvest Polk County down payment assistance loan must attend eight (8) hours of homebuyer education prior to the loan closing. The classes are free and provided by our approved education partner, HOME, Inc. Homebuyers may receive the homebuyer education either in a classroom setting or via an on-line course. Upon successful completion of either class, you must present the four certificates from the classroom series or the on-line certificate to your lender prior to closing your mortgage loan.
Homebuyer Education Options
Available through EHome America in Spanish and English. The sessions include:
- Are You Ready To Buy A Home
- Managing Your Money
- Understanding Credit
- Getting A Mortgage Loan
- Shopping For A Home
- Keeping Your Home and Managing Your Finances
In addition to the online education, you will need to meet with a Homebuyer Counselor from HOME, Inc. for a one-on-one session. This session will take about an hour and all borrowers must attend. A certificate of completion will be given after this meeting.
To Register for Online:
Register online here. You will need to enter your personal registration code provided by your lender.
The series includes four classes that must be taken over a four- week period. The classes do not need to be taken in order.
- Are You Ready to Buy?
- Managing your Money
- Understanding your Credit
- Closing on Your Mortgage Loan
The classes are held on Tuesday evenings from 6:00 p.m. to 8:00 p.m.
Location for classes:
HOME Inc.'s office
1618 6th Ave
Des Moines, IA 50314