Loans Tailored For You
Our loans have no income restrictions. The home must be located in one of our lending areas.
A forgivable loan of up to $10,000 can be used to help pay for property repairs and improvements on the home you purchase or on a current home. The loan is forgivable if you stay in the home for five years and is paired with a repayable loan.
Eligible home buyers also may also receive a subsidy (forgivable) up to $2,500 to assist with down payment and/or closing costs on a purchase transaction.
Because these subsidies are paired with your NFC loan, you can do more than if you obtained a traditional loan elsewhere. Your loan works harder for you at NFC.
This program is made possible through partnerships with the City of Des Moines, Polk County, Des Moines area financial institutions and neighborhood associations. Together we are improving Des Moines neighborhoods.
NOTE: NFC will be closed for the holidays from Monday, December 25 through Monday, January 1.