Rates and Calculators
* Due to limited funding, Neighborhood Finance Corporation (NFC) will stop accepting new applications for the Front Porch Exterior Repair Program from households earning above 80% of the Area Median Income (AMI) once the allocated funds are depleted or by December 15th, 2025 - whichever comes first. For more information, please click here! *
PLEASE NOTE: Neighborhood Finance Corporation does not make any guarantee that the potential borrower will qualify for a mortgage based on any balances or calculations input to any of the calculators. To prequalify for a mortgage, the potential borrower must complete the prequalification form and bring it and the appropriate supporting documents to NFC. A loan originator will review the potential borrower's materials and request a credit report. Using all of these documents, and possibly others, the loan originator will determine the potential borrower's loan eligibility.
Mortgage Calculator
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Home Purchase Rates
Term | Interest Rate | APR |
---|---|---|
30 year | 6.5% | 6.754% |
15 year | 5.875% | 6.284% |
Refinance Rates
Term | Interest Rate | APR |
---|---|---|
30 year | 6.5% | 6.754% |
15 year | 5.875% | 6.284% |
Home Improvement Rates
Term | Interest Rate | APR |
---|---|---|
10 year | 6.625% | 7.817% |
Front Porch Rates
Term | Interest Rate | APR |
---|---|---|
10 year-income below 80% | 2% | 2.384% |
10 year-income above 80% | 4% | 4.37% |