J2H Classes and Events

JOURNEY TO HOMEOWNERSHIP (J2H) CLASSES AND EVENTS

J2H Classes:

Registration is required for all classes!   

POLK COUNTY, IOWA CLASSES:

Saturday, July 27th, 2024 | 10:00 AM - 12:00 PM (in-person at the East Side Library – 2559 Hubbell Ave. Des Moines, IA 50317) Click here to register! *** Tickets open starting July 15th, at 8:30 AM ***

Wednesday, July 31st, 2024 | 6:00 PM - 8:00 PM (in-person at Greater Des Moines Habitat for Humanity – 95 University Ave. Suite #1 Des Moines, IA 50314 – Training Room East) Click here to register! *** Tickets open starting July 19th, at 8:30 AM ***

Wednesday, August 7th, 2024 | 6:00 PM - 8:00 PM (in-person at the Franklin Ave. Library – 5000 Franklin Ave. Des Moines, IA 50310) Click here to register! *** Tickets open starting July 26th, at 8:30 AM ***

Wednesday, August 21st, 2024 | 6:00 PM - 8:00 PM (in-person at HOME Inc. – 1618 6th Ave. Des Moines, IA 50310) Click here to register! *** Tickets open starting July 26th, at 8:30 AM ***

 

LINN COUNTY/CEDAR RAPIDS, IOWA CLASSES:

Saturday, July 20th, 2024 | 10:00 AM - 12:00 PM (in-person at The HUB – 1800 1st Avenue Northeast #Suite 100A, Cedar Rapids, IA 52402) Click here to register! *** Tickets open starting July 11th, at 8:30 AM ***

Speakers:

- Denise Fuller – Senior Financial Wellness Counselor – Horizons  

- Lisa Gavin – Managing Attorney – Iowa Legal Aid – Cedar Rapids

 

- More To Be Announced-

 

Questions: Contact Bridgett Robinson or call 515-273-1373.

 

J2H DOWN PAYMENT ASSISTANCE PROGRAM INFORMATION

The Journey to Homeownership (J2H) Program is an affirmative asset initiative for eligible homebuyers in the NFC lending areas. The program focuses on overcoming the systemic barriers for African American in homeownership by providing down payment and closing cost assistance, combined with the intention of addressing other barriers through community partnerships.

 

LINKS TO RESOURCES THAT INFORMED THE CREATION OF JOURNEY TO HOMEOWNERSHIP

Link to One Economy Reports

Link to UnDesign the Redline through the Polk County Housing Trust Fund

Link to Mapping Exclusion through the African American Museum of Iowa

Link to NFC's Race, Equity, Diversity and Inclusion Statement

NFC knows that our programs may not fit a borrower’s exact situation but there are several other programs throughout the community that may fit your needs. Though this program is originally being launched to serve African American households, it will be extended to other communities of color in the future.

This program is made possible through the CDFI Fund and donors to date: Wells Fargo Housing Foundation, MDRC at The Bridge, and private donations.

AMBASSADORS & COMMUNITY ORGANIZATIONS: 

We want to thank all of our ambassadors for joining us in the effort to close the gap in Black/African American homeownership, without our ambassadors and local organizations; we would not be able to do this work on our own!

  • Evelyn K. Davis Center for Working Families at the Polk County Financial Empowerment Center – Des Moines, IA
  • Urban Dreams – Des Moines, IA
  • The Bridge at Meredith Reform Church – Urbandale, IA
  • Beacon Ministries – Cedar Rapids, IA
  • United We March Forward – Cedar Rapids, IA
  • Mid-American Energy – Des Moines, IA
  • Drake University – Des Moines, IA
  • HOME Inc. – Des Moines, IA
  • Country Financial Insurance – West Des Moines
  • Linn County Public Health – Cedar Rapids, IA
  • Veridian Credit Union – Des Moines, IA
  • Ratliff Real Estate – West Des Moines, IA
  • Community State Bank – Ankeny, IA
  • HUD – Des Moines and Nebraska chapter
  • Iowa Finance Authority – Des Moines, IA
  • Horizons – Cedar Rapids
  • 1 Source Solar – Des Moines, IA
  • Polk County Housing Trust Fund – Des Moines, IA
  • Brooks Homes – Des Moines, IA
  • REMAX Concepts – Des Moines, IA
  • The Director’s Council – Des Moines, IA
  • Ibbarra Realty – Des Moines, IA
  • Collins Credit Union – Cedar Rapids, IA
  • Iowa Legal Aid – Des Moines, IA and Cedar Rapids, IA

 

Upcoming training opportunities:    

If you are interested in becoming an ambassador, please contact Bridgett Robinson to get on the schedule for training!

What is an ambassador?

Non-profit organizations, churches, educational institutions and community groups will sponsor Journey to Homeownership classes or events and serve as Ambassadors. Sponsor organizations (Ambassadors) may receive a stipend for marketing, coordinating and leading a class or event.  Ambassadors will provide information and resources on historical and current barriers to homeownership and information on programs and initiatives to over-come barriers through community partnerships.  

Click here for information on HUD Approved Homebuyer Education Resources.