NFC Lending and Community Programs

NFC and Other Community Programs

Neighborhood Finance Corporation (NFC) partners with programs in our communities. Please contact NFC for additional details.

Polk County (Des Moines Area) Programs

Invest DSM

The Invest DSM neighborhoods are those in green with the dark green outline on our NFC Lending Area map. For more information on how NFC loans and forgivable loans work together contact Troy Bothwell, NFC Loan Originator (NMLS 38491) at 515-273-1378 or

NFC and Invest DSM Programs work together if the home is in a Special Investment District (SID). Click here for more information.

NFC’s Exterior Repair Loan and forgivable loan can work with the Block Challenge Grant. Click Here for information on how the two programs work together.

Additional information on the Invest DSM programs are available on the Invest DSM website.

Historic West Des Moines Housing Fund

The City of West Des Moines launched a Home Improvement Program and Down Payment Program, and both can be used with a NFC Advantage loan and forgivable loan for eligible applicants.

For more information on the Program guidelines visit the City of West Des Moines website. For more information on how NFC loans and forgivable loans work together contact Chase Van Zee, NFC Loan Originator (NMLS 1009283) at 515-273-1370 or

Grow Solar Polk County

NFC is proud to partner with Grow Solar Polk County, a community-led program to educate homeowners on solar energy and reduce the cost of going solar. This program helped over 50 homeowners in Polk County install solar in 2022, and new loan opportunities are making this a great time to explore dolar for your home. NFC Advantage loans and forgivable loans can now be paired with the Grow Solar program for eligible homeowners and homebuyers. 

Though the Grow Solar program is not available in Cedar Rapids, the NFC Advantage loans and forgivable loans are available to solar installation and other energy improvements.

For more information on how NFC loans and forgivable loans work together, please contact:

In the Des Moines area:

Richard Cook, Loan Originator, NMLS# 400117, 515-273-1368 | 

In Cedar Rapids:

Bryce Dake, Loan Originator, NMLS# 1897289, 319-777-7128 | 

To see if your current home or a home you are considering for purchase is included in NFC's lending areas, please go here and enter your street address in the boxes under HOME LOCATOR.  

For more information on the Grow Solar program, please visit the Grow Solar Polk County website.

Linn County (Cedar Rapids Area) Programs


NFC Advantage Loan Programs have been enhanced to work with all homeowners impacted by the Derecho.  NFC works in cooperation with the PATCH program in Cedar Rapids.  NFC Advantage Loan Programs are available to eligible borrowers without income limits.

Neighborhood Finance Corporation Cedar Rapids (NFC) is proud to be a partner in the Linn County PATCH program. NFC is partnering with Waypoint, the Housing Fund for Linn County, Matthew 25, HACAP, Cedar Valley Habitat for Humanity, ECICOG and local governments throughout Linn County to provide emergency repair and forgivable loans to homeowners impacted by the August 10, 2020 derecho storm.  This program is separate from NFC's other lending programs.  For program qualifications and information on how to apply, please visit the ECICOG website for program qualifications and information on how to apply.  Or call Waypoint at 319-366-7999.

Click here for a PATCH Program Flyer