NFC provides unique lending programs and other services to facilitate neighborhood revitalization in Polk County and Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions and the business community. For more information on our programs and services, please visit our Loan Programs page.
This program is made possible through partnerships with the Cities of Des Moines, Cedar Rapids, West Des Moines, Windsor Heights, Urbandale, Polk County, and Des Moines and Cedar Rapids area financial institutions and neighborhood associations. Together we are improving neighborhoods.
NFC is a proud Chartered Member of NeighborWorks America.
NFC provides home mortgage loans to individuals seeking to purchase a home in one of our lending areas. Borrowers may also receive up to $12,500 in additional subsidized loans which are forgivable after 5 years of owning the home. Read more about purchase loans . . .
Home Improvement Loans
The Front Porch Home Improvement Loan
Loans through NFC’s Front Porch Program are available to homeowners in NFC lending areas seeking repairs to the exterior of their homes. Read more about the front porch home improvement loan . . .
The Neighborhood Reinvest Down Payment Deferred Loan
This new program provides down payment assistance loans to borrowers in NFC lending areas in Des Moines, West Des Moines, Windsor Heights and Cedar Rapids, Iowa. Read more about the neighborhood reinvest down payment loan . . .
The NFC Advantage
Our forgivable loan subsidies are paired with our standard NFC home mortgage to give you even greater buying power. Your loan works harder for you at NFC. Read more about the NFC advantage . . .
NFC Properties, LLC
NFC Properties LLC is a program within NFC that purchase and rehabs properties. Once the property renovation is completed, the property is listed for sale. See our current listings.